INSURANCE
We recommend everyone to get diving and travel insurance before the trip.
We recommend everyone to obtain diving and travel insurance before departure. All our liveaboard operators require customers to bring proof of their insurance to be able to go on the tour. The same applies if you live on land and go diving.
First of all, you can investigate what is included in your home insurance. Ask what applies to the diving you intend to do on your trip (sports diving, wreck diving, technical diving, etc.) as well as medical transport, evacuation if the accident were to occur and you, for example, quickly need to get to a pressure chamber and treatment in a pressure chamber if necessary.
If you pay for your trip by credit card, cancellation protection and other insurances may be included. The conditions are different depending on the agreement you have, so contact the card issuer so you know what is included for you if you pay for the trip with your credit card.
Many times you need a supplement to your home insurance to cover things that can happen during a trip and when diving.
Scuba Travel cooperates with Gouda Travel Insurance, which is part of the Norwegian insurance group Gjensidige, which has insured life and health since 1816 and is Norway's largest insurance company. In Sweden, Gouda Travel Insurance is one of the leading market players in the travel insurance segment. Gouda currently insures more than 2 million travelers per year.
For us at Scuba Travel, it is important that you are properly insured when you travel with us. We can today offer travel insurance via Gouda that also applies in the event of pandemics/epidemics, which is particularly important today.
We offer different types of travel insurance
- Cancellation Insurance – sign here
- Travel insurance with comprehensive travel cover – sign here (0-69 years).
- Travel insurance with comprehensive travel cover – sign here 70+
- Travel insurance that supplements the home insurance's travel cover
Cancellation insurance
With Gouda's cancellation insurance, you can get your money back if something unforeseen happens that prevents you from traveling. In addition to the actual trip with flights and hotels, you also insure other travel costs such as transfers, events, specific activities and the like. The cancellation insurance applies without excess. The insurance costs 7% of the trip price (9% on amounts over SEK 250).
Supplement to home insurance
Gouda's "Complement to home insurance" is designed to fill the gaps in your home insurance's travel cover. The supplement replaces the deductible you have in your home insurance, alternatively healthcare costs that are less than SEK 2000, compensation for ruined vacation days on the trip - The insurance also applies without a deductible.
If you choose to buy a supplement to the home insurance, you need to ensure that the home insurance does not have exceptions for pandemics/epidemics and exceptions in general for Covid-19.
If there are exceptions for pandemics/epidemics and Covid-19, you need to buy Travel Insurance (full coverage) where Gouda becomes your primary insurer.
What does the Supplement to the home insurance include?
Healthcare costs
You receive compensation for care costs up to SEK 2000 or the deductible in the home insurance.
DAN diving insurance
If you have home insurance with a good travel supplement and only want insurance for diving, we recommend DAN (Divers Alert Network) diving insurance. They offer year-round diving insurance at different levels, so this can be good if you plan to dive for more than just one week a year. Read more and book here!